I was in a small parking lot in front of a krispy kreme in lancaster. I started my car and checked all my mirrors and looked behind me and such before backing out.I continuously checked my mirrors til I was about 75% out of my stall and already had my wheeled turn when I hear a car horn at the same second I collided with another girl backing out. We exchanged info and went on our ways. Her insurance calls me and asks if I saw it as 50/50, I said yes.
My insurance calls me and says I am 51% at fault because the girl honked her horn. Which automatically makes me 100% liable. And was accused of negligence. I called my insurance agent and he got the people to re open my case because he believed it was 50/50. So my insurance calls me again and told me that the other party claimed they were still parked and I backed up into them. they only sent photos of the car in the body shop. I retold my story of how it clearly was 50/50 and the guy on the phone seemed to not even listen to a word I was saying. Luckily I had pictures of the cars on the scene of the accident which I was asked to send in and I did. Only damage done was to both cars drivers side back bumper. Scratches only.
Insurance companies don't want to pay so that is why it is not a good idea to talk with them. Contact a local attorney who can assist you with this. Let someone who knows how to deal with them handle it for you. time is of the essence so make sure to call someone. Don't discuss your case with anyone else.
The information provided is for informational purposes only. It is not intended to be legal advice and does not form an attorney client relationship.
Unfortunately for you, given the state of insurance companies, you will not be taken seriously unless you are represented by counsel. Your best bet is to find an attorney who is well versed in personal injury and insurance law to represent you in obtaining a fair and reasonable settlement.
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