I was going to pay the loan off with tax money I could not pay the whole amount so I sent $500 and with work being slow I cannot make that kind of payment every month
Your options depend on various factors. How much is the loan balance? What is your annual income? What property do you own? If you cannot afford to pay back a debt you owe then you may want to consider filing bankruptcy. Bankruptcy erases most debt. Also, in many bankruptcy cases, you can keep everything you own. This may be the best option for you. I recommend you consult with a bankruptcy lawyer.
Please note: I am a licensed attorney in California. This response is intended only as general commentary. This response is not legal advice and does not create an attorney client relationship.
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