While trying to get FHA approval for HOA so mom could get a reverse mortgage, it has come to my attention that the HOA President isn't doing his job . He doesn't hold meetings. He makes all decision on his own without consulting the homeowners. He holds no elections. We have no board of directors or any other officers for that matter. He handles all financial matters--both deposits and expenses. He provides no yearly budget, income and expense statement, etc. HOA has no reserve budget or account--just a single account with a balance of less than $1,000. We are 12 units paying $245.00 each a month. Only major expenses are water, rubbish, landscaping, and maintenance (if you can even call if that). How can he be forced to disclose how money is spent, and force him to be more transparent.