I can understand your concern, but at the present you do not seem to have any tangible damages. If you choose to hire an attorney get one familiar with loan agreements and lending. I would just keep on top of the situation like you are doing and make sure the note gets paid before it will actually start affecting your credit. I would suggest you use the find a lawyer tab above to locate an attorney in your area. There are several attorneys who offer free initial consultations who will explain your legal rights. Good Luck.
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If you are a co-borrower, you should be able to deal with the lender directly.
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