You already asked a similar question and got good answers. You are wasting your time by looking for the detail of what you are asking. You are not going to change the ins cos mind by citing them the law. You should hire an atty who can battle this out. You can negotiate for a total number, made up of all the elements of damage, and try to settle the case that way. If the total settlement is acceptable, it doesn't matter what amount is put into what category or label.
If the claim cant be settled, and you don't want to hire an atty, go to small claims court. The max you can get there for injury is 7500.00 if it is an auto accident and youre fighting with the defts ins co. In court you should have the evidence to show the dates and hours and rate of pay for time n=missed to go to treatment, medical bills, documentation of time missed due to the injuries themselves, medical records and or report from doctor showing the injuries you suffered as a result of the accident, that the treatment given was reasonable and necessary, the diagnosis and prognosis. Be prepared to explain the way the accident and injuries interfered with your life at work, home, and socially. Be able to explain and document the pain you had, how long, and the intensity.
The right to recover lost wages is well settled in California case law. Citing a specific code section accomplishes nothing. If you believe that the insurance carrier is wrongly denying your loss of income or loss of expected income you have the following choices; (1) research case law on loss of income to find cases with factual circumstances similar to yours and present your case citations to the insurance carrier (a time consuming proposition) (2) right a clear and concise explanation of why your loss of income and or expected income was direct and proximate result of injuries sustained in the accident or (3) provide verifiable documentation evidencing your loss of earnings and proving that you would have earned the future expected income but for your inability to perform the acts necessary to earn that income, or (4) hire someone that knows what to do, an attorney, and stop spinning your wheels.
Speculative future income that you might have, but not necessary would have earned, is not recoverable.
LICENSED AND ACCEPTING CASES IN CALIFORNIA & UTAH - 911LAW.ORG - Former Judge Pro Tem in California Superior Court. CALIFORNIA PERSONAL INJURY CAR ACCIDENT ATTORNEY LAWYER. ST GEORGE UTAH PERSONAL INJURY CAR ACCIDENT ATTORNEY LAWYER. Attorney responses are provided for informational and educational purposes only and do not create an attorney client relationship. Such responses represent the attorney’s initial analysis based only upon the facts set forth in the question. Since the question may not include all of the facts or omit material facts or timelines which could affect the attorney’s conclusions, attorney responses should not be construed as legal advice for any particular set of facts but only as a preliminary opinion.
You need to hire an attorney that knows how to deal with adjusters. Your efforts of quoting the law to them will fall in deaf ears. They have consulted with their software program and have come up with an estimate for your case. The only way you will get a higher settlement is by letting your lawyer handle this case. Best of luck.
This answer is provided by California Accident Attorney Manuel A. Juarez, Esq., 510-206-4492. Abogado de Accidentes de Autos de California: 510-206-4492. Abogado de Lesiones de Accidentes de Autos, provides answers of a general context. These answers are not intended to form an attorney client relationship. Oakland Abogado Accidentes Autos, Abogado de Lesiones Personales, Abogado de Accidentes de carros, Abogado de accidentes de Peatones, practices in Antioch, Berkeley, Concord, Oakland, Hayward, Martinez, Newark, Richmond, San Francisco and San Rafael. El abogado de lesiones y heridos en accidentes de autos, is licensed only in California. This information is good only in California and it is not to be taken as legal advice on car accidents, personal injury, divorce, bankruptcy or in any other type of situation. Esta respuesta es del Abogado de Accidentes de Autos, Abogado de Lesiones Personales, Abogado de Heridos en Accidentes de carros, Manuel A. Juárez, 510-206-4492. Abogado Hispano de Accidentes, Abogado de Divorcios, Abogado Latino de Accidentes, Abogado de Accidentes de Oakland, Hayward, San Francisco, California. Estas respuesta son solo para información general y no consisten en consejo legal sobre divorcios, mantención de esposas, mantención de hijos o bancarrotas. Las respuestas son comentarios legales que no forman una relación de abogado y cliente. Manuel Juarez, Esq., esta licenciado solo en el Estado de California.
There is no tort "code".You should obtain needed medical care and treatment immediately and follow the doctor's advice. Do not give any statement to the adverse party or insurance company nor grant them access to any medical records. Photograph the injuries and the damage done to any property. Contact a personal injury attorney in your area as soon as possible so that you can protect your rights. You may also find it helpful to review the Legal Guides I have published on Avvo.com dealing with many of the issues you are now facing. The Guides can be accessed through my profile page on Avvo.com.
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Mr. Lundeen is licensed to practice law in Florida and Vermont. The response herein is not legal advice and does not create an attorney/client relationship. The response is in the form of legal education and is intended to provide general information about the matter within the question. Oftentimes the question does not include significant and important facts and timelines that, if known, could significantly change the reply and make it unsuitable. Mr. Lundeen strongly advises the questioner to confer with an attorney in your state in order to ensure proper advice is received.
This ans. does not create an attorney/client relationship.
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