I just received a collection notice on March 1, 2017 for an old cable bill from 2011. What is the statute of limitations for debt collection for a cable bill in New Jersey?
For NJ, it looks like it's 6 years on a written contract: http://www.nolo.com/legal-encyclopedia/statute-of-limitations-state-laws-chart-29941.html
And yes, they're written contracts that you sign when you get the cable installed. The 6 years starts from the time you fail to make a payment and the account goes into default. The S.O.L. is a defense you normally have to present in court, but you can always send a letter stating you think the 6 years has elapsed and that they should drop it.
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6 years but the operative questions are when does the clock start ticking (from default) and have you done anything to restart the clock (like a payment or written acknowledgment of the debt).
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The New Jersey Statute of limitations on actions on contract, such as the cable bill, would be 6 years from the "date of default". The date of default is often not clear.
Under the Fair Debt Collection Practices Act, you have a right to request that the debt collector provide proof of the debt by writing in response to any collection notice within 30 days. You should immediately write back and dispute the debt and review your credit reporting to determine if, and how, the debt is being reported.
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