My brother died in Dec 2011 and my father in March 2013. My third sister in CA said my brother had insurance and pension, but she had no info on Dad. My two sisters took care of my brother, who suffered a stroke, and even had him stay with one sister for two years when he first had his stroke before he moved out. He was on WC collecting 80% of his pay for 5 years. When he suffered a stroke my sisters went to TN and had him sign over his life insurance to them and brought him back to PA. My third sister told me he was mentally incapable of understanding what he was doing. I have been completely excluded.
Although my two sisters did all the work in caring for my brother and father I've found that I am entitled even without a will that is if one does not exist as they have said.I've found the statute of limitations for insurance beneficiaries in PA to be six years according to "https://bulk.resource.org/courts.gov/c/F2/719/719.F2d.678.83-5002.html". The document was signed Dec 2006 so the statute looks like it ran out. However, I was not aware of these facts until this month, 1 week ago. The document was signed in front of a HR person where my brother worked. A deposition by his doctors in TN and PA and the HR person I assumed would attest to the case but the statute appears to be expired. My sister from CA had no info on his bank account. It is very hard for me to consider suing my two sister estates unless I have a good enough case to drive them to settlement outside of court. However, this case does not stop with my brother, My father had CD's in each one of our names that he changed over into his name with my one sister as co-owner who cared for him before and after at his apartment and her house when he needed assistance. I've exceeded my text limit.