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I took a personal loan in 2006 for $3000. Its now $5600 and owned by a debt collector (they bought it in 9/1/2008) The summons i got is at a Magisterial District Court, and it says case was reinstated 12/12/2012 but first filed 4/26/2011. I was constantly harrassed by this creditor for years up until the last 2 years i never heard from them. I also never paid on it since 2006 and never said i would pay. I remember signing a bunch of paperwork of course but not sure if it was a promissory note or not. So im not sure if im liable to pay this or not due to the limitations.The Summons also says the account has been in default since 6/29/2007