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What is the limit on how many times a person can file bankruptcy and is the a period of time you have to wait between filing

Kansas City, KS |

Ex. I filed about 15 years ago and how can you find out the last time that i filed

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Attorney answers 5


If you filed 15 or so years ago you are eligible to file again. The time between filings is at most 8 years (from Ch7 to filing a new Ch7), the waiting periods between being able to receive a discharge in other chapters are shorter, for example 4 years between Ch13s. If you or more likely your attorney have PACER access you can look up the exact date that your last case was filed.

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There is no limit to the number of times a person can file bankruptcy but there must be 8 years between filing a Chapter 7 case that resulted in a discharge to seek a new discharge. Anyone can look up bankruptcy records for a small fee at the court website and I am posting the link below. Hope this perspective helps!


You would be eligible to file Chapter 7 or 13 Bankruptcy. There is no limit on the number of times a person can file bankruptcy. However, a person must wait eight years from their initial Chapter 7 before they are eligible for another Chapter 7 discharge. You can look up your last filing on the court’s website.

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The time is measured from filing, or the beginning of the case, to filing. 8 years between Chapter 7s, a 13 may be filed 4 years after a 7, a 7 6 years after a 13. 13 2 years after 13 (which makes no sense, but it is the law!)


Here is a good post on when you may get a bankruptcy discharge by filing a new case if you have previously filed a bankruptcy case.

You can find out your filing history through the bankruptcy court.