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I've done a lot of research online since I may have to file bankruptcy soon, and have come across numerous sites, including legalconsumer.com, which state the the federal homestead exemption for real property is $20,200, and that my state (NJ) has no homestead exemption, so I would have to use the federal exemption.
However, I had a free consultation with a local bankruptcy attorney who told me that that number and information is wrong and that federal laws would allow me to exempt $50,000 of equity in my home if I were to file bankruptcy.
Is this attorney wrong or are all the sites on the Web wrong?