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My father died in Apr. 2009. All of my parent's bank accounts, etc. have now been changed to joint accounts between my mother and me. Does this mean that since I am on the accounts with her now, she cannot gift me? She, of course, can gift my son and husband? Can I also gift my son and husband from that same joint account with her?
Additionally, since the accounts are jointly owned , how does Medicaid view this if my mother needs to go into a facility? Will half of the funds in the accounts be considered mine, and therefore, will not be considered by Medicaid in determining my mother's eligibility?