My daughter had an accident with my car, although she was listed on the insurance, it was not as an insured driver. I made an agreement with the other driver's insurance to have $75.00 deducted from my checking every month. One deduction was made in Jan of 2016, then no other deductions were made. We are now being told the debt was sold to another institution, but no other personal data was sent, or was lost in transit. I live in Florida, accident took place last year in Indiana.
Having signed the Agreement, you are at the mercy of whether they want to continue deducting the money or not. I would just be happy that they are not at this time and if you are lucky, they may never again.
As mentioned above, it's difficult to provide an answer to your question without more facts. Generally speaking, you should have a written agreement with the other driver that specifies the amount and method by which you will pay. If the other driver assigned his/her rights to the contract with you to a third party, I would request proof of the assignment before I would begin paying some unknown entity. You don't want to end up in a position where you've been making payments to a fraudulent entity and are still on the hook for the amount owed to the other driver. In summation: I recommend researching the assignment before you continue paying.
I would ask if you ever presented the claim to your insurance company or did you assume they would not pay? Auto policies require a close reading to determine coverage, even a small ambiguity can create coverage. I hope you had an attorney review it for you. Good luck with the purchaser of the debt.
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