I was the passenger in a rear-end car accident caused by a drunk driver. Our truck was struck at high speed by a small car, while we were at a red stoplight. We didn't see him coming as he had no headlights on. Both vehicles are totaled. Two hours after the accident, I checked into the ER. They confirmed nothing was broken and discharged with neck strain/whiplash injury. Next morning, I had lost feeling in my right arm and was seen again for a CT scan. They found compressed disc at C4/C5 vertebrae and instructed a week of rest to see if the feeling would come back. Now, I have also had an MRI and they can see the compressed disc, but can't say for sure if thats the cause. I'm 24, female, no prior injury to neck. Insurance has offered cost of treatment and 1200 pain and suffering.I wanted to add that I have a consultation with an attorney on Mon. and that I refused the settlement offer saying that I thought it was not in my best interest to discuss settlement until I am done treating. The other driver struck us was estimated to be speeding on a 35mph road and made no visible attempts to stop (no tire marks on the pavement). I've been told that even surgery can't fix the loss of sensation all the time and this could possibly be a lifelong effect. I am on a heavy cocktail of muscle relaxers, pain killers and have started steroid injections and PT to cope with the injury. What can I reasonably expect for pain and suffering? It seems like the adjuster left some zeros off his offer.
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