A demand package is put together by an attorney and it (basically) lays out the facts of the accident, the liability, the injuries you sustained, the medical records, future treatment and makes a monetary demand.
Contact a personal injury attorney in your area who will be able to guide you through this process. If the damages you have suffered are not covered by the at fault drivers insurance policy then you can go after you um coverage. Best of luck
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A demand package is what an attorney sends an insurance adjuster that sets out the evidence why the insurance company should pay a certain amount of money to compensate a client for his/her injuries.
When I was a claims adjuster, I saw a lot of bad demand packages. Frequently, attorneys discussed only the law. Adjusters, though, evaluate risk. I find that in some cases--particularly in surgical cases--that a PowerPoint presentation with embedded video is highly effective at persuading adjusters to tender their liability limits.
You need a personal injury attorney who knows how insurance adjusters think and make their claims decisions. A lot of self-styled personal injury attorneys also know very little about injuries and their causation, so they make the wrong arguments. For example, stenosis is a degenerative condition that a crash can aggravate but not cause. Also, some attorneys refer their clients to surgeons whom the insurance adjusters will disregard because they will--in the adjusters' minds--perform surgery whether the client needs it or not.
Please hire a personal injury attorney ASAP. Be careful whom you choose, though, and make sure s/he actually has insurance industry experience.
If you like one of our answers, contact that attorney and get a free telephone consultation. Don't listen to attorneys who tell you to "find a local attorney." That's utterly ridiculous old-school thinking. Your insurance adjuster probably isn't located in your city or county, and she is possibly even in another state. Why should attorneys limit themselves to their cities?
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The demand package is how you or your lawyer tells your story to the insurance company. Lawyers are basically story tellers. We assist you getting the medical attention you need and them tell the story of what is wrong with you and how the incident had and will hinder you, what inconveniences it caused and will cause and more.
Essentially, insurance carriers try to negotiate every dollar they can, because every $100 means millions in the end to the Board of Directors.
Even in soft tissue injuries, those tissues stretch and scar, or cause corresponding pressure on nerves in the spinal cord, leaving behind permanent problems for some. I have had clients need surgeries years later because of a bulging disk and have their entire world collapse for what seemed inconsequential at the time. Insurance companies want you to settle as soon as possible and treat as little as possible. Attorneys matter. They change their gameplan when a lawyer is involved. It seems like your injuries are more serious.
For that reason - and the misinformation by TV lawyers and referral services- is why people should consult lawyers who take the time like on sites like this. Because of the economy, more lawyers are jumping into personal injury and should stick to what they know. Personal injury law REQUIRED knowledge about medical science and biomechanics (the forces on a body in a wreck) far greater and more specific than you'd think. The other side has doctors and millions on their side to say nothing is wrong or fight the claim.
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You need an attorney for more then a "demand package" but to provide full representation for your accident and injury, But, basically a demand package is done at my office by putting together a package of information to send to the insurance company with a demand that they settle within X days for X dollars, and includes such things, usually in a letter form (can be many, many pages) covering such things as: Fault; Comaprative Fault; Rebuttal of any possible defenses; Property Damages: Injury and Medical treatment; Past Medical Bills; Likely Future Medical Bills; Intangible Damages Past and Future; Lien issues; and Summary with Demand. You likely need an attorney for more then you think, especially if you have a disc surgery in your future. Good Luck!
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A demand package is something the injured party (you or your attorney) creates to outline many important items for the insurance adjuster to evaluate your claim. Some of the items in the demand package include: summary of the medical providers, treatment, and diagnosis of your injuries related to the accident. It can also include a summary of the theory of liability and estimate at future medical expenses. Finally, any photographs or other helpful information to put your injury in the best light. It will include a number that the attorney (or you) is demanding the insurance company to pay.
For your second question, regarding the repair order, without seeing the actual order you signed it is hard to tell. However, normally a release of claims usually has that has a heading and you would know that what you signed was a release. It has to be very conspicuous and apparent, they can't hide language (if that happens you would have a good claim against them).
Hope that helps.
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As others have said the demand package is just setting forth the facts that would support the at fault insurance carrier paying you for your injuries. It is helpful to have this done by an attorney a personal injury attorney can provide the information vital to maximizing your recovery from the at fault carrier and your UM carrier. As for the second issue, signing the repair order should not preclude any remaining property damage claim. However, without seeing what you actually signed it would be impossible to determine the implications of it.
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A Demand Packet is a detailed outline of your case which is presented to the insurance adjuster in order to attempt to facilitate a settlement without need of suit. The demand will present liability and damages facts and will usually be accompanied by a copy of the police report, photos of the vehicles and you and medical documentation and medical bills. I usually include evidence of similar cases and verdicts and settlements through Florida Jury Verdict Research. If I can help call us.Ask a similar question
All of your questions can be answered by your attorney.You should obtain needed medical care and treatment immediately and follow the doctor's advice. Do not give any statement to the adverse party or insurance company nor grant them access to any medical records. Photograph the injuries and the damage done to any property. Contact a personal injury attorney in your area as soon as possible so that you can protect your rights. You may also find it helpful to review the Legal Guides I have published on Avvo.com dealing with many of the issues you are now facing. The Guides can be accessed through my profile page on Avvo.com.
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Lien Medical expenses for personal injury Pain and suffering Personal injury Personal injury lawsuits Personal injury settlement Evidence for personal injury cases Police reports for personal injuries Medical records and personal injury Types of personal injuries Car Accidents Police interrogation Lawsuits and disputes Evidence
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