Report it to police and to your insurance carrier.
That way, you've complied with the law and your insurance policy.
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It sounds like you think that you bumped the vehicle. There is probably not much that you can do except put your insurance company on notice and explain the facts to them.
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Best to be conservative so that this can it come back to haunt you. Make a report to the police and notify your insurance carrier. If you fail to do so and the other driver does report it to the police, you will have legal issues. If you don't report it to your insurer and a claim is later made, the insurer may decline coverage because of a lack of notice.
Mr. Padove is licensed to practice law in Illinois and Indiana and is located in Highland, Indiana serving the Chicagoland area to Indianapolis. The response herein is not legal advice and does not create an attorney/client relationship. The response is in the form of legal education and is intended to provide general information about the matter within the question. Oftentimes the question does not include significant and important facts and timelines that, if known, could significantly change the reply and make it unsuitable. Mr. Padove strongly advises the questioner to confer with an attorney in your state in order to ensure proper advice is received. If this information has been helpful, please indicate below.
Sounds like you either imagined it, or you lightly kissed the bumper. Put it behind you and move on with your life.
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