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A bicyclist riding on the wrong side of the street ran a red light , and rode in front of my van. I was going about 30 Mph when I hit him , I locked up my brakes but could not avoid hitting him. He suffered a compound fracture of his leg. The police report says he was at fault as does my insurance company and all the eye witnesses. So almost a year later and I was just contacted by my insurance company stating this guy hired an attorney and is suing us. The insurance company wants us to disclose a statement of our assets voluntarily. A case has not been filed yet but is sure to be because we only had minimum policy limits . Our insurance company has offered to settle for the policy limits they say as a good faith gesture to keep this from going in to court. But the bicyclists attorney is
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