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My 18 year old daughter was stopped leaving Urban Outfitters with an $18.00 wallet she hadn't paid for. She had several shopping bags in her hand, and she had paid for jeans and a blouse but forgot she had the wallet. I went to the store to talk to the manager, who refused to discuss the matter. No police were called, no charges were filed, although they took down all her information, including her social security number. We just received a demand letter from Palmer, Reifler & Assoc. for $350.00. Should we pay it in full, pay half or ignore?