Someone t bone me and left the scene. I managed to accurately write down their liscense plate number, have a description of the person as well as photos of their bumper with time and date stamp. Police said they will send them a letter ? How do I make sure damages are paid ?
Your first step is done, reporting the accident to the police and giving the officer the license plate number, etc. You can continue to follow up on the written report the officer will do after running down the license plate of the other vehicle.
You also need to report the accident immediately to your insurance carrier. Your adjuster can also run down the license plate, as every insurance company I have ever dealt with or worked for has that capability.
Then, after getting the other insurance company's information, you can choose to make a claim with your own insurnace carrier if you have collision coverage or go through the other insurance carrier if it accepts liability.
However, if you were injured, your best bet to obtain the maximum injury settlement amount in this case is to consult immediately with an attorney in your area to obtain a more specific answer and get all of your legal options before deciding what to do and then also complete all medical treatment necessary for any injuries you received. The attorney will also investigate all available coverages to ensure you have the maximum amount of coverages available to you. You may have some coverages on your own auto policy that can assist you. You can use the "Find a Lawyer" link at the top of this page for names of attorneys in your area. Most offer a free consultation and work on a contingency fee basis, so you won’t have to pay anything up front.
Please do not message me for further advice. If you are in need of an attorney to assist you, please search for another attorney in the jurisdiction involved in your case, as I am now retired, and my former law firm is no longer handling these types of cases. I am active on AVVO and answer questions only as a public service at this point.
IMPORTANT: No attorney-client relationship is formed through interaction with this attorney on this public forum. The contents of any comment or response should be considered general conversational discourse on the topic identified and NOT specific legal advice or analysis that might apply to your situation. If you rely upon any part of the content of this response in making any decision or pursuing any course of action, you do so at your own risk and without recourse against this attorney or law firm.
Agreed with Nicholas's answer. A lot will depend if the wreck occurred in Kansas or Missouri, where you live, and what kind of insurance policy you have.
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