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I'm in the State of Florida. If I file Bankruptcy I am not trying to save my house. I can't afford the mortgage payments either.
If I declare bankruptcy just before the mortgage company files a Foreclosure, what effect does it have? Will it get the Foreclosure filing postponed and pushed back? For about how long?
If I declare bankruptcy just AFTER the mortgage company files a Foreclosure, what effect does it have? Does it freeze the Foereclosure with no further action for awhile? For about how long?