My husband and I filed for Chapter 7 a few weeks ago. The only item we wish to keep is our home. We are current on our mortgage payments and will continue to make them as the bankruptcy progresses.
Can you please advise what it means to reaffirm this debt? I've seen various definitions as well as various opinions as to whether or not we need to follow through with the reaffirmation.
Any help will be very much appreciated! I will also ask our atty. but insomnia led me here tonight.