I discovered a life insurance policy on my mother's life after she died last spring. The beneficiary was my father who died in 2000. Nearly all of their assets were held in a revocable living trust so no probate was required. The insurance company refuses to release the money without Letters of Administration from the Probate court. I was told about the Summary Administration and prepared the necessary documents to file, but before I spent $400 for filing fees I asked the insurance company if the Summary Administration would suffice. They refuse to agree to accept the Summary Administration and keep threatening to escheat the funds and send them to Florida's Unclaimed Property Division.I am the sole beneficiary and the value of the insurance policy is far less than $75K. The quote I got for Letters of Administration even exceeds the insurance's value, but that's not the question I am asking. First, I am in no hurry for the money, so the question is, if they escheat the funds to the Florida Unclaimed Property Division, what will I need to do to get the money from them? Is this a simpler process, or will I still have to go to the Probate court for a Summary Administration?