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Husband was in a motorcycle accident that was 100% other driver's fault. Split/seperated pelvis, frt & back, and other injuries. Had a plate put in his pelvis and casts applied. 3 wks aft one cast came off he was airlifted to Peoria with multi blood clots in his leg and both lungs. After mo.s of multiple Dr.s, PT, surgeries, tests, medication, complications, pain mangmt., he has been released w/ partial-to-full disability.
State Farm is the mutual ins. co. 100% defendant's fault. Well documented, witnesses. SF assigned 1 Adjuster and we were forced to file a lawsuit against the other driver. Our lawyer is telling us that settlement is not 3 x med/lost wages/future lost wages and that we shouldn't ask for more than the policy allows. Can't go after his house or investments? Advice?I would like to thank all of you that have given advice.. I want to stress that we are not looking to go beyond policy limits, but policy limits. Mr. C. said that my husband would receive some sort of disability through the PO, but that is not correct. The PO does not provide disability to the NALC . That was thoroughly explored. The Union contract is proof. He referred to our credit. We were advised these "lenders" would chg an exorbitant int. to loan $ and was strongly advised not to use them if at all possible by our atty. The elderly man at fault has questionable med. issues and is still driving Our atty said he would not call him to the stand if we go to ct? Not asking to bully but shouldn't the jury see the full situation? We have minor children & my husband will never be able to return to his high-paying job. Only 12 yrs from retirement. We will work w/ our atty and hope that he is looking out for us and not in a "settlement agreement" with the atty for SF to close the case.
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