You should NOT provide any information. This is an extreme,ly dangerous point for you, and be sure that anything you say can and will be used against you. It is impossible for someone on a web site you dissect your case and advise you. Just file a Motion for Enlargemrnt of Time tomRespond, say that you are in the process of obtaining counsel. File that with the Clerk and serve a copy on the Plaintiff law firm. Then make sure you getting an attorney. He motion for enlargement will give you a little extra time. The exact amount will depend on the court and on the plaintiff law firm and what they do next,so waste no time
Please note that the above is not intended as legal advice, it is for educational purposes only. No attorney-client relationship is created or is intended to be created hereby. You should contact a local attorney to discuss and to obtain legal advice.
Read what everyone told you - get an attorney and DO NOT do this yourself. If your answer is due in 5 days, find the attorney before then and retain him or her to respond to the complaint. The attorney can get more time to respond and properly frame the response to your situation.
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Follow the advice of Ms. Golant and motion for an extension of time to answer. Clearly from you questions you do not understand the process and you could end up hurting your case unintentionally. Many foreclosure attorneys provide services for a fixed monthly fee so you can budget the costs.
This communication is not intended to create an attorney/client relationship. It is always recommended you consult an attorney in person to discuss your case.