My grandmother passed away. She owns a house that has a mortgage on it. And did not leave a will or transfer on death on the title for the house.
Assuming that the house was in your grandmother's sole name, you will likely have to proceed under your state's intestacy rules - i.e., the state established rules for who inherits property from someone who dies without a will. Her estate and/or heirs will then need to deal with the outstanding mortgage. The Garn-St. Germain Act is a federal law that may forbid the bank from foreclosing on the mortgage simply because your grandmother died.
A local attorney should be able to guide you on the process and likely results.
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