I’m dealing with a law firm collecting a medical bill of its client (a hospital). It offers a discounted amount for full settlement of an alleged debt. I’m ready to accept the offer, but I’m still concerned about 2 issues before accepting the offer. First, although my several requests for documentation showing that it is authorized by the hospital to collect the debt, the debt collector still doesn't provide it. Second, the offering letter for debt settlement is without signature.
I plan to send a written request again for the authorization document and signature, but what do I have to do if the debt collector can not or refuses to provide the document and signature?
Is there any law that exempts the debt collector from proving that it is authorized to collect the debt?