Reliable credit association refuses to pick it up, they say it's not worth the drive.
Can the vehicle still be driven reliably? Is the vehicle in your name? Do you have a valid driver's license? Do you have insurance on the vehicle?
If the answers are all "yes", then one option is for you to keep using the vehicle until it cannot be used reliably anymore. Then, you figure out how to get rid of it.
"they say it's not worth the drive." That may be true for a business and not true for an individual.
You can offer to pay the creditor some small amount of money to release the title to you. Then, if you do not want the vehicle, you can sell the vehicle and keep the extra money.
Mr. Nguyen's answer is spot on. It is not uncommon for people in your situation to have a hard time getting the title. The lender cannot withhold the title as punishment, but they can not do the paperwork because it is not worth their time and effort. Offer them some nominal amount (I recommend $250.00) to release the title. Good luck.
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