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I recently went to court due to a lawsuit put against me by a collection agency. I owe medical bills and I never disputed that. They were unwilling to to grant me a payment arrangement, at first, because the amount that I could afford a month was not satisfactory to them. So they went forward with a lawsuit. So I show up at court and the only person there is the creditor that filed the lawsuit. The judge hadn't showed yet. She then was willing to offer me a payment arrangement in which I agreed to. She told me since we had set up an agreement, it was not necessary for me to stay and attend court; that I could leave and she will not move forward with the lawsuit. Long story short, she stayed, attended court, I was considered a no-show, and judgement was entered in her favor.I have to pay the full amount within 9 days or fill out a form that will possibly lead to garnishment of my wages. Was I tricked to leave the court house so the judge can rule in her favor? What options do I have? What should I do? Please help.