Attorney Koslyn is correct in that you cannot retroactively change your husband's insurance policy beneficiary.
Did your husband leave a will? If so, you will want to reference the will to see if he left you a share of his estate.
Depending on your situation, there also the possibility that you could be entitled to a share of his estate under Tennessee law, regardless of the will.
Your best bet would be to contact an attorney in Nashville and tell him/her all of the facts and circumstances surrounding your situation. Your options will depend on the facts.
I hope that helps!
You can't retroactively change his life insurance policy.
Did he die without a will? Did he leave an estate? The kids that you had together should be entitled to something.
See a local estate lawyer for help to discuss the situation.
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