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What do i do if i am being sued by a credit card company in texas. The bill is for 2,360. Can I reply in writting

Houston, TX |

The attorney representing GE is in Irving Texas, I am in HOuston, I want to settle the debt, but dont like to talk to smart alick bill collector or attorney's, do I handle this, if so how or do I need an attorney

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Attorney answers 2


Do you owe? If so why not pay? Do you not owe? If not why not fight the bill? Having a lawyer to advocate for you and fight the other side will likely save you money. Going it on your own will likely cost you more in the long run.

And remember, paying for what you charge on a credit card is an expected part of the deal.

Good luck to you.

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You must reply in writing to the court and to the GE attorney within 10 days of being served. The response to the GE attorney must be sent by certified mail. Just state that you generally deny all claims made by GE. You may also have strong procedural defenses to this claim and should get an attorney experienced in credit card debt issues. Please call me for a free consultation.