My ex-husband and I have a similar name. When I checked my credit report I saw his name on it. I called the credit bureau and they said they can't do anything because me and my ex-husband have similar name. Four first letters of our name is same and nothing else. So now I am getting garnishments and things that is not mine. Plus it's continuing to affect my credit and when I apply for a credit card or car loan there is this suspicious look with my name not matching. What do I do?
Something doesn't seem right with what your were told. The credit bureaus can't misreport information because names are similar.
You do need to dispute what's misreported in writing with each of the 3 credit agencies. It is also advisable to contact a local attorney who is familiar with the Fair Credit Reporting Act.
The Fair Credit Reporting Act requires that all information reported must be complete and accurate. Dispute with Equifax, Transunion and Experian.
You have been misinformed. Send dispute letters to each of Experian, Equifax and Transunion, and do so promptly. The sooner you do so, the sooner your matter gets resolved.
Our Rating is calculated using information the lawyer has included on their profile in addition to the information we collect from state bar associations and other organizations that license legal professionals. Attorneys who claim their profiles and provide Avvo with more information tend to have a higher rating than those who do not.What determines Avvo Rating?Experience & background
Years licensed, work experience, educationLegal community recognition
Peer endorsements, associations, awardsLegal thought leadership
Publications, speaking engagementsDiscipline