Apparently his now ex-wife ran up debts and overdrafts at accounts of which he had no knowledge or access. His ex, who is now remarried, and her current spouse filed bankruptcy. He was hit with one garnishment from Wells Fargo via a law firm in December, and now that one is almost satisfied a second one has come his way. They have an erroneous name on the account with his actual name as an a.k.a. He had no advance notice that these were in the making and had no way of heading them off. He can't survive on what will be left of his paycheck.