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We have received numerous phone calls from different Payday Loan Collectors. The spiel is always the same, we are going to be served a summons if we do not pay the money owed ASAP. These collectors have never provided documentation, the last one did not provide an address, and some of the callers are rude and very threatening. I have filed a complaint with the FTC, as well as the NY State Attorney General. The calls have not stopped, and it has been very stressful. How do we protect ourselves and ensure that we never get these calls again.