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Two months ago, I leased a car w/ an $1100/mo. payment for 60 months. Since then, my financial situation has become grim and I am having to file for a Ch.7 BK. I have 3 other vehicles, one with a $1200/ mo payment, 1 with a $400/ mo payment (That we intend to keep), and 1 with a $700/mo payment. Our attorney has stated the only one we can keep is the $400/ mo lease, and all other payments are too much. This is a problem because my wife needs that car to take my daughter to school etc. and I need one to go to and from work (And I can't get a new loan because of my bad credit) I'd like to keep the $1100/mo car. What are my options on lowering the $1100 mo pymt if any? (I am upside down almost $20K on the $700/mo one) I plan on discharging the other cars in the BK. What can I do?