Severe injury 2006,unable to work. Home to foreclosure Note no writ of assist. there was a Heloc on it approx 23 K Last payment made Aug 2009.The loan was written off by bank.Lately I have had the police "serve me for this debt" The company saying I have a summons for court certain date Jan 2017. I am disabled called court unable to go.No record on docket of this company or me.Now the police came again same stuff. What can be done it is past any collection time and this is a third party who has nothing to do with original debt. Apparently this company buys debt & goes after the people ie who had the debt.
Take any summons you received to an attorney.
FYI, in most states if an original judgment is obtained a debt may be collected on for many years, decades even, by debt buyers too.
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I'm sorry to hear about your injuries and inability to work. There are a number of consumer lawyers in WI that offer free phone consultations. I'd look one up and chat with them over the phone. They'll be able to help you sort out what's going on and to understand your rights.
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