Real estate lawyers and accountants advised us to stop paying on our home in Las Vegas that was 60% less than what we owed . Nov 2011 . GMAC never foreclosed . We now have squatters but live out of state and local authorities refuse to do anything . Turned off utilities to home in April 2012 and vacated . Squatters have turned on utilities and by NV law garbage service was reinstated in my name bc the County Recorders office still shows me as legal owner . Utility companies are aware of growing squatter problems in Las Vegas but allow them to turn on utility . Republic Services ( garbage ) wants payment bc they say that utilities are on . Utility company refuses to allow me to have service shut off . ? ? ? ? I no longer know what to do .