A car crashed me and the police give him the ticket the police got the insurance information a provided me the name and policy number but when I contacted the insurance company I realized that the policy was no active what can I do ?
Call a local personal injury attorney and they might be able to find coverage elsewhere. Best of luck to you.
Any information offered is solely for general informational purposes, and does not create any attorney-client relationship. Neither should any of the information given be construed as legal advice. Every case is unique and possibly subject to limitations, and so I highly encourage you to speak with an attorney about the facts specific to your situation.
You should contact a Personal Injury attorney for a consultation.
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My response is my casual opinion and should not be taken or relied upon as legal advice. No communication here is intended to establish an attorney-client relationship.
You have good reason to be concerned. Hopefully, you have some uninsured motorist coverage.
I agree with the two attorneys above - you should hire an attorney ASAP. The good news: you won't have to pay the attorney anything because their fees will come out of any settlement.
A good attorney will have some strategies in determining whether the at-fault party had any other policies - or whether there was an error in the policy information provided. That good attorney could also give advice on any coverage that you may have through your own company, ie, uninsured motorist coverage.
Let your insurance company handle this under your collision coverage. They will investigate the coverage issue further and go after the uninsured person if necessary.
However, if you were injured in the accident, your best bet is to consult with an attorney in your area to obtain a more specific answer and get all of your legal options before deciding what to do. The attorney will also investigate all available coverages to ensure you have the maximum amount of coverages available to you. You can use the "Find a Lawyer" link at the top of this page for names of attorneys in your area. Most offer a free consultation and work on a contingency fee basis, so you won’t have to pay anything up front.
My colleagues have given sound advice. You should contact a local personal injury attorney immediately to investigate the claim further and protect your rights. Time is of the essence, especially if you suffered injuries in the accient. Hopefully you have uninsured motorist coverage, or perhaps there is another policy in play for the owner/driver of the car.
Check your policy and see if you have uninsured motorist coverage. If you do, this will take the place of his missing insurance. If you were injured in the collision: You should obtain needed medical care and treatment immediately and follow the doctor's advice. Do not give any statements to the adverse party or insurance company nor grant them access to any medical records. Photograph the injuries and the damage done to any property. Contact a personal injury attorney in your area as soon as possible so that you can protect your rights. You may also find it helpful to review the Legal Guides I have published on Avvo.com dealing with many of the issues you are now facing. You can access my Legal Guides through my profile page on Avvo.
Legal Disclaimer: If this information has been helpful, please indicate below. Mr. Lundeen is licensed to practice law in Florida and Vermont. The response herein is not legal advice and does not create an attorney/client relationship. The response is in the form of legal education and is intended to provide general information about the matter within the question. Oftentimes the question does not include significant and important facts and timelines that, if known, could significantly change the reply and make it unsuitable. Mr. Lundeen strongly advises the questioner to confer with an attorney in your state in order to ensure proper advice is received.
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