I noticed that checks that were not written by my wife or me had been processed by the bank. Some of the check numbers processed were unused in my checkbook. Others were duplicate numbers for checks I had already written. The bank reimbursed us for four out of seventeen checks and refuses to reimburse us for the others. There are thirteen checks which were not reimbursed to us by the bank. Their claim denial was "the time frame to request reimbursement passed." However, some of the checks that they denied were written later than ones that they did reimburse.
IMPO, you were fortunate to have received reimbursement for four out of 17 fraudulent checks. The fact that some checks that were not reimbursed were written by you later than others that were reimbursed is not relevant. The operable date is the date when the fraudulent checks were cashed.
FYI: All banks are insured against this kind of stealing from their customers; and the federal agency that insures all the banks (FDIC) has ironclad rules relating to when they will reimburse the bank. So, if the FDIC refused to cover the bank's losses, the bank will not reimburse you either. Even if the bank was too late requesting reimbursement, they still will not reimburse you. Your only remedy: Close the accounts and move everything to another bank--before your bank pays additional fraudulent checks. Hurry.
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