I’m 16 and this began when i was 2 years old. She took out the first one and payed it back, then did it again in 2008 and didn’t pay it back. The company closed the card on her and i have a 30% interest rate with that card. There’s still over $3,500 remaining. What can i do?? She’s a nurse and it will ruin her career but leaving my bad credit will ruin my future. She barely pays on it even though she makes a lot of money. She pays monthly now but on her $113 payment , $89 goes to interest so it’s not really going away... I told my school about it in January and they called CPS , who closed the case because it “wasn’t in their domain”. I also have an 8 year old sibling to worry about... She also somehow changed my year of birth to 1979 so she could take these cards out, i think. i’m not even old enough to have a credit card in my name.
Sorry to hear about the situation. If you visit www.identitytheft.gov , it will provide you with instructions on how to remedy the effects of identity theft. You should try to get the help of an adult you can trust to go through the paperwork with you, and you can try calling your local bar association to see if they maybe able to help. I wish you the best of luck in getting this resolved.
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You are a very brave and very intelligent individual. i AM SORRY YOU ARE FACING THESE ISSUES.
I would like you to talk with lawyers who handle "child dependency court" cases. If you pursue this there might be some possibility that you and your sibling might be removed from your mother's custody and wind up in foster care, which may be worse than what you are now dealing with already. Please see a dependency lawyer.
I don't see a category for "child dependency" on this web site, but I have changed your category to "child support" because lawyers in that field may be able to chime in with worthwhile help for you.
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