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a company is saying applied for a loan on line and now they want their money and i don't remember being approved for a loan over the internet i have applied but never approved or received any money. says they will file lawsuit for bank fraud i never had any money deposited into my account from an online loan company what can i do. i am very disturbed about this can you give me any feed back or should i just wait and see what they are going to do because it told them i really don't know what they are referring to.