My ex and I financed a car . I am currently the co borrower. My name is in the loan and the car . I have no acces to the car because he decided to take it . I’ve asked him to take my name off the car and he said he doesn’t want to refinance . What steps can I take
There is no way for you to unilaterally get your name off the loan. It would require the cooperation of the lender or your co-borrower (your ex). The lender, of course, will have no motivation to weaken its collection position; and your co-borrower (your ex) needed a co-borrower, so he is probably not able to refinance in his own name.
The information ("the answer") provided above is for general information and educational purposes only. The answer should not be taken as legal advice for any individual case or situation. Posting the question and reviewing the answer does not constitute an attorney-client relationship. Skaar & Feagle, LLP accepts select consumer rights cases. These cases include, but are not limited to, cases of abusive and unlawful collection activity, unsolicited robocalls or text messages, unfair business practices to consumers and the elderly, credit reporting of false or obsolete (old) information, credit report errors due to either identity theft or mixed files, denial of jobs or promotions due to erroneous criminal background searches and the defense of lawsuits involving consumer debts such as credit cards, auto loans, or consumer loans.
I agree with Mr. Skaar. The only thing I would add is that it is possible to file a petition for equitable division of property (sort of like a divorce for non married parties) to see if you can get a judge to force your ex to do this. However, if they do not have the financial resources to refinance, then you may not get the relief from a court that you are looking for. It may be best just to monitor your credit to make sure the payments are made.
The above information is general in nature. In order to obtain more specific legal advice upon which to base your important decisions, you should consult with an attorney in person and retain one of your choosing. Robert M. Gardner, Jr. Gardner Law Firm
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