Unfortunately, there is nothing that can be done in this circumstance. Steadfast rule is: do not drive if you do not have insurance. Fault does not matter, the fact that you did not get a ticket does not matter; these points are superseded by the fact that you were an uninsured driver who got into a car accident.
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Sorry...but there is nothing you can do. If you were driving and you knew you were not insured you are not able to get a hardship license. It doesn't matter if you were at fault for the accident or if the officer gave you a ticket.
Due to the short time frame of the suspension, I am afraid to say that there is little that you can do. I, myself was rear-ended in December and also received a letter from the BMV. Fortunately, all I had to do was show proof of insurance. The state takes its' financial responsibility laws very seriously. Perhaps you can arrange to car pool or even ride a bicycle if necessary with occasional cab rides. Pursuing a legal action would be cost prohibitive and not timely.
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