A car dealership put me in a 2018 car for a month..told me that everything was a go and took my 2017 car and said they will pay it off..a month later the dealership told me I couldn't get approved and that I need to take my 2017 back which is now 2 payments behind are they wrong ?
I moved this question to consumer protection as it fits better there.
There are laws in Florida designed to protect people from predatory actions by car dealerships. However whether those laws apply to your situation is incredibly fact specific. Talk to a consumer protection attorney and they will be able to here the facts of your case and let you know if they can help you. Many will even give you a free consultation.
This post is provided for general informational purposes only and is not intended to be legal advice specific to you. This general information is not a substitute for the advice of an attorney in your jurisdiction. The attorney client relationship is not established by this post.
You need to carefully review your contract or have an attorney do so for you. The answer may be in the contract. If the contract does not have a contingency for closing financing, the dealer cannot do this, and this may be a yo yo financing scam (do a search for that). In that case, you could try telling the dealer that the contract doesn't permit them more time to close financing so they can finance the car themselves. Someone in my family did that once with a dealer that was demanding a different guarantor for the financing and the contract did not give them any contingency on obtaining financing. They were suddenly able to obtain financing with the same company that supposedly refused it.
If there is a contingency, then you have to make sure they are doing exactly what it says. If you want help with any of this, you can contact a lemon law or consumer attorney, as they are the ones with the most knowledge of this area.
Please note: This response is solely general information or suggestions about your issue. It is not intended and should not be considered as legal advice, and I am not your attorney. Such professional advice requires creation of an attorney-client relationship and full disclosure to an attorney of a client’s circumstances and that attorney’s opportunity to analyze those circumstances and review any relevant documents against applicable law.
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