This student may wish to talk to a debtor's rights attorney. For more immediate relief this student should speak to and write whoever made this decision concerning the "independent" status and become familiarized with the financial aid department's definition of "independent". It sounds as if the student is running into a formula or regulatory problem. Find out what the appeals process is.
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It is certainly worth your while, given the amount of money at stake, to consult a lawyer familiar with financial aid regulations and/or dealing with bureaucracies. Toning down your racist attitude wouldn't hurt either.
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If you are talking about state schools, they are subject to legislative definitions and have no discretion. The definitions have nothing to do with assumptions by the school or anyone else about your color, background, or the circumstances of your early family life.
It is your responsibility to research and understand your state's standards for defining persons/students not under the control of parents. If you do not qualify for the existing definition, you can (for a very small fee) bring a petition in court and have yourself declared emancipated. There may be tax status issues at work here or even custody orders or support orders that can be at issue and complicate matters. But, in the end, there is a way to affirmatively and legally claim the status of independence. Your post does not recite that you have undertaken any of those measures. Get with the legal program and quit relying on the easy assertion that you are special because you are a white person with a background that YOU believe is a badge typical of other races.
You need to do what it takes to get this solved, as spelled out here, because you have a specific need for the enhanced vision and judgment that higher education will inevitably cause.
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This link from the FAFSA bureaucrats may be if assistance. You should try the steps it suggests. There is no process in Ohio to petition a court to become emancipated.
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