I don't understand your question. Are you asking about whether there is insurance coverage? I need more information and would be happy to discuss the situation.
If you would like a free consultation, call me at 702-823-3333. www.naimidilbeck.com
If the other vehicle was at fault then they are responsible for his injuries. I would get a police report from the police station. That should have their insurance carrier and the policy number. That way you can get their insurance information so you can report the claim. I would definitely hire a personal injury for him. Do not speak to the insurance company without speaking with a lawyer. Hope he gets better soon.
You need to get the police report. Most likely he will get tickets for the lack of license and insurance, which does not affect liability, but you need to make sure he doesn't get a ticket for being at fault. If the other driver was found at fault, their info including insurance company will be in the report, and your boyfriend can make a claim for his damages. Best bet is to get the police report and then go see an attorney in your geographic area -- everyone I know of offers free initial consultations for personal injury matters. In the meantime, he absolutely should not, under any circumstances, talk to any insurance company -- they will tape record him and get him to say things they will use against him later.
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It sounds like this was a very serious accident. Because your boyfriend was the rear vehicle in the accident, there may be a fight as to who was at fault. (It is very easy for the car in front to lie and say that he/she didn't cut off your boyfriend.) The police report is going to be a big part of this case because it should have the contact information for the other vehicle (assuming it was not a hit and run.) It will also give a semi-neutral third party's perspective as to who was at fault. Police reports are not always correct on the liability issue, but they are a good place to start.
Your boyfriend can get the police report from the department that came to the scene of the accident. The police probably will not release the report to you, only to your boyfriend or his attorney. The police report should say how to get in touch with the proper insurance companies.
It may be a good idea to talk to an attorney about the accident, especially if liability ends up being disputed. There are many great attorneys in town. If your boyfriend would like to talk to me, I would be happy to discuss his options. 702-518-5180.
Richards & Associates,, LLC (702) 518-5180 No attorney/client relationship is established by this response. The response is based on the bare facts given in the question. Please talk to an attorney who has fully investigated the facts before making legal decisions.
A lawyer can get all the records. You would need to retain a personal injury lawyer to investigate. Find a lawyer with a low contingency fee, less than 30%, so you get the lion’s share of the settlement, not your lawyer. Thus, don’t get hurt twice by paying a huge fee. Good luck.
Only 29% Contingency Fee! Phone: 215-510-6755 www.InjuryLawyerPhiladelphia.com
You will need to pay the fine for being uninsured.
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