Can any of these debst be included in Chapter 13 BK: owe income taxes (IRS and by state), speeding and parking tickets, collection from Dept of Building and Safety (CA), collection from library for lost books, property tax owe, judgments, collection from Dept of Water and Power, The Gas Company, and Trash collector company?
You include all debt in a Chapter 13, You must pay priority tax debts (which is not necessarily all tax debts).
If you want to keep real property, you usually must pay property taxes, since they are usually secured debt.
Otherwise, you may be eligible to eliminate the other debts referenced. The exception would be if under state law, public utilities, such as trash, could be secured if a lien was recorded.
You need to explain what you mean by "included". All debt is disclosed but only certain types of debt are discharged or wiped out. Income taxes can be discharged if more than 3 years since the date the return had to be filed (there are other conditions as well). Speeding tickets and parking tickets? No but if a civil penalty is added then maybe that part. The Building and Safety collection probably yes but more information is needed. The library for lost books yes. Property taxes are secured and need to be paid with interest in the plan. Judgments usually yes but exceptions for fraud, drunk driving, etc. Water and Power, Gas Co. and Trash Collector yes but you may be required to pay a deposit to keep your service on. In some cities bills for some services become a lien on property and thus become secured and must be paid in the Chapter 13 plan. To fully answer your questions would require a lot more information and analysis of the debts and rights of creditors, etc.
All debts must be included in a bankruptcy. All debts must be dealt with in a Chapter 13 plan. What happens to them depends on the type of debt. For example, taxes due for the last 3 years are priority and must be paid at 100%. Tickets are not priority, but some of them are not dischargeable; you may be able to pay them as a separate class. Some of the other debts may be considered liens on the property to which they refer (utilities, property taxes). For those, you should seek the advice of counsel in your state to determine how they are treated so that you know how to treat them.
[This communication is intended as general information and not specific legal advice, and this communication does not create an attorney-client relationship.]
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