Your employer has the right to notify the administrator of its health care plan of your separation as soon as it occurs. If you have FMLA leave left, that leave will help you by maintaining your coverage at your normal cost (as if employed) for a maximum of 12 weeks. Thereafter, the employer has not obligation to amintain your coverage unless it is the employer's policy (subject to change on short notice) or it is guaranteed by a written employment contract or collective bargaining agreement.
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