If a writ is served on your account it only applies to the money in the account that day. if you file for bankruptcy protection send a notice to the court in which the lawsuit was filed.
This answer does not create an attorney client relationship between you and I. I am not your attorney unless we both sign a written contract that describes our relationship and terms of the representation. Any information provided to you here is not a substitute for the advice you need to pursue any legal matter. I advise you to retain the services of a local attorney before taking any legal action in this matter.