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Clearly if the mortgage company has my file in the company's "Foreclosure Department" this might get reported on my credit report as "mortgage-in-foreclosure."
But if I can keep the Lis Pendens from being filed it will never show up in the "Public Records" section of the credit report.
Is there any benefit to bend over backwards to keep a Lis Pendens from ever showing up in the public records? (I mean other than stopping the flood of "offers-to-help" that will show up in my mail.)
The foreclosure will presumably show up in the Derogatory's in the mortgage listing, but not as Lis Pendens in the "Public Records."
Any benefit to bending over backwards to make this happen?