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What are the chances my personal belongings/property would be seized to satisfy a judgement to a collection agency/attorney?

Boston, MA |

I live in Massachusetts. I owe about $1,400 judgement. What I own that is of value: 1 Computer & Monitor (is stated exempt in the sec 34 laws), an old crt tv (also stated exempt in sec 34 laws), a gaming console, and besides that, things like dvds, books, toys & trinkets, clothing, bed, furniture. Would they try and come after this if i have no income/no job and no other real property? How does the process go for "writ of execution" and "supplemental proceeding"? thanks for your help. i'm trying to be as specific as possible.

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Attorney answers 3


Practically, that is extraordinarily unlikely. The value of those items is less than the cost of seizure and auction. No judge will make you sell your clothing to pay a judgment, unless you recently stocked your closet with Prada wear.

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This seems to be a duplicate question, but now that I know the amount of the judgment, I would say it's easier for them to sit back and wait because they have a long time available to collect a judgment. More likely they will wait to find a bank account to attach or wages to garnish.


Possible but unlikely. You may also be able to exempt, or keep, such personal property.

Supplementary Proceedings are a post-judgment collection action where you are summonsed to appear in court to answer questions under oath about the nature, location and value of your assets.