US courts are open to everyone & this entity can sue you either in France,then bring the judgment to the US to be enforced under treaty, or may sue you in your hometown. The chance of either scenarios happening is speculative. I hope this perspective helps!
Unless you scratched the rear view mirror of a Pagani Huarya, it is unlikely that the collection agency will sue you. Litigation against a foreign defendant is very costly. Enforcing a US judgment in France, or vice versa is tedious and complicated. If the collection agency sues you in France and gets a judgment against you, it will most likely have to try the case again in the US. To sue you here, the collection agency would have to prove personal and subject matter jurisdiction. A motion to dismiss on the basis of jurisdiction would likely end the case on the basis that responding would cost more than the mirror.
However, the collection agency may have the ability to report you to one or all of the three major credit bureaus, so non-payment could affect your credit score.
Yes, the French collection agency can collect from you here in the US.
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